Bankruptcy Attorney

Stop paying and reorganize your finances today!

We have helped more than 30,000 people in California seek financial freedom. If you are looking for a bankruptcy lawyer in San Diego, we are here to help.

 

Chapter 7

 

Chapter 7 allows you to wipe out debt and make a fresh start financially!

Don’t let debt and the burden of collection agency threats linger over your head any longer. By providing you with an experienced bankruptcy lawyer San Diego law firm Doan Law can help you, in most cases, keep your house, car, and assets, while starting on the path toward improving your credit score again. We help you make a fresh start. Throughout the bankruptcy process and after discharge credit repair is vital. Our team can help put you back on the right track to repairing your credit.

Get started now by simply putting down a small retainer. Once you have retained a lawyer, you will immediately be free from harassing phone calls from debt and tax collectors. In fact, we sue bill collectors who break the rules. If a collector tries to contact you once we have informed them of your filing, you have the option to reverse the situation and begin counter law suits.

Once you have started your case with us, you no longer have to worry about foreclosure, wage garnishment, or even eviction. From the moment we are retained, it is illegal for creditors to continue harassing you for payment. Instead, they will be referred to our office and we will take over handling your case for you.

Chapter 13

 

If your debt feels out of control and you need a California bankruptcy lawyer, San Diego is the place to go for help in regaining power over your finances and getting back on a payment track that fits your budget.

Did you know that by filing Chapter 13, you can eliminate some or all of your interest? In every case, you get to keep assets out of the picture, so there is no risk of losing your home, car, or personal belongings. Eradicate any unsecured debt, and in some cases lower your car payment! Co-signers on your loans are protected, and you can also remove junior mortgages.

If you want to remove a junior lien from your filing, but are not eligible to obtain a discharge, California has passed a law that makes it possible under a Chapter 20 combo.

Once you’ve decided to file, and retained your lawyer, you will immediately be free from worry of utility disconnections, foreclosure, eviction, or repossession. During the process, you stop bank levies and wage garnishments. Harassment from creditors and tax collectors will also stop as soon as you file with us.

Bankruptcy worksheets can be finished within an hour, and debt consultations only take 45 minutes! Or, if you are unable to make it into the office, we provide online BK preparation where you simply fill out a form online and one of our experienced attorneys reviews your form prior to submission.

Bankruptcy Alternatives

 

There are many myths about filing for bankruptcy that cause people to seek bankruptcy alternatives to reclaim control over their debt. They are afraid that they will no longer be able to buy a home or car, and that their credit will be ruined, so they hesitate to file and end up out of financial control.

However, most of these myths are either exaggerated or untrue! But if you are still hesitant about whether filing for bankruptcy is the right decision for you, there are some alternatives.

Sometimes, payment plans can be negotiated with creditors. These plans require a significant amount of negotiation and an experienced professional to help.

Without the help of a professional, you risk alerting creditors to non-exempt assets, which could involve considerable expense. With the help of the bankruptcy lawyer San Diego legal team at Doan Law Firm, you can negotiate new contracts with you creditors.

There is also the option to do nothing about your debt. In any case, it is advised to seek the help of a professional when deciding how to handle your unique situation.

Debt Settlement

 

We should be your first line of collection defense! Because we are one of the best-known debt relief law firms in the country, we are able to put credibility behind your case and get the attention of creditors.

We pride ourselves on providing exceptional legal representation to people who have been taken advantage of by credit organizations. As bankruptcy lawyers and debt negotiators, we carry more weight when it comes to your case. Creditors know that we are able to file for bankruptcy and eliminate debt altogether. They also know that it is costly to spend a lot of time in litigation, making them anxious to settle as quickly, quietly, and painlessly as possible. We are here to fight for your rights and to help you settle your debt.

Call our offices to get started today and get control of your debt in a way that works with your budget.

Get Chapter 7 and 13 Bankruptcy Debt Relief Now!

Bills piling up? Tired of collection calls? Afraid you’ll never get out of debt? Break the cycle and get a fresh start! San Diego based Doan Law Firm is one of Southern California’s largest bankruptcy law firms, having filed bankruptcy cases for over 30,000 Californians! If you need a San Diego bankruptcy lawyer, let us help you find the financial freedom you need through bankruptcy and other bankruptcy alternatives.

The Truth and Myths about Bankruptcy:

Bankruptcy is a process created to give consumers the opportunity to repay or eliminate debts. Don’t be fooled by bankruptcy myths…

Myth: Bankruptcy will prevent me from buying a house or car and make me ineligible for credit cards.
Truth: In most cases, you can:

1. Purchase a home in 2 years!
2. Finance a vehicle in as little as 30 days!
3. Obtain credit cards immediately!

Myth: I will be discriminated against and everyone will know I filed for bankruptcy.
Truth: Federal law makes it illegal for anyone to discriminate against you because of bankruptcy. Although filing for Bankruptcy is public information, it is not published in the papers and other media, and takes considerable time and effort for anyone other than your creditors to know you filed.

Myth: The BAPCPA Bankruptcy Amendments of 2005 prevent me from filing bankruptcy.
Truth: The BAPCPA Bankruptcy Amendments actually make it easier to qualify for bankruptcy in many cases!

Myth: I’ll lose my house and my car if I file for bankruptcy protection.
Truth: As long as you stay current on your mortgage and/or car payments, you will keep your house and car in almost all cases.

Myth: Bankruptcy lowers my credit score.
Truth: Bankruptcy increases the credit score for 90% of our clients since the elimination of debt has a positive effect on FICO scores.

Myth: I don’t owe enough money to file for bankruptcy.
Truth: There is no debt minimum to filing for bankruptcy. We have filed for people who owed less than $2,000.00 and people who owed over $2,000,000.00! If you cannot afford to pay off your debts in the near future with what you make now, the amount doesn’t matter!

Get further information from one of our San Diego bankruptcy attorneys. Hablamos Espanol.