If you have recently been denied a Bank account, chances are you are being reported by ChexSystems. The ChexSystems, Inc. network is comprised of member…
Did you Know your Personal Financial Information Can Be Sold by Credit Reporting Agencies? Most consumers have no idea that the major credit reporting agencies,…
A common myth about filing for Bankruptcy is that it ruins your credit and you can not get credit again or for a very long…
Probably because the creditor still wants their money! Unless that creditor did not get notice of bankruptcy, reporting a balance is a very power debt…
Debtors frequently complain that they still can not get a new bank account, even though they received their bankruptcy discharge. This is primarily due to…
Your credit report should generally have no balances and be notated with “Discharged in Bankrutpcy” throughout. The Bankruptcy Case number, discharge date, and Court location should also…
Today I got the following email from a prior client: “Hello. I am writing to investigate what I need to do to expunge a bankruptcy…
Generally, reporting a balance influences the debt to credit ratio, which typically amounts to 1/3 of what your credit score is based upon. While many…
Reporting a Balance On a Credit Report After Bankruptcy Discharge is Unlawful in Southern California
Unfortunately, many people receive their credit reports after filing bankruptcy and obtaining a discharge, only to find that creditors continue to report a balance due,…