Doan Law Firm is one of only a few firms in California that provides the Complete Package of Consumer Debt Protection Services: We provide both Bankruptcy and Non Bankruptcy Alternatives. Depending upon your circumstances, Bankruptcy may or may not be right for you. That is why in addition to Chapter 7 and 13 Bankruptcy Relief, we also provide Lawsuit Defense, Debt Settlement, and Counter Lawsuit Services:
Chapter 7 Bankruptcy: This is the most commonly filed Bankruptcy Chapter and usually provides the best protection. In most cases, all debt is erased forever and all property protected from creditors. Most debtors qualify for Chapter 7 Relief, even homeowners with significant equity or those with significant income. Moreover, Chapter 7 operates as a credit rebuilding tool in most cases by allowing a fresh start to credit that would not otherwise be available. Most Chapter 7 filings result in increased credit scores, real estate purchases within 2 years, vehicle purchases within a month, and credit cards within 4 months.
Chapter 13 Bankruptcy: Otherwise known as the wage earner plan or consolidation plan, all debt is discharged after a three (3) to five (5) year repayment plan. Individuals that opt for Chapter 13 will choose so as a result of too much income, too much property, or in an attempt to save a house or car from foreclosure or repossession.
Lawsuit Defense: Your lawsuit(s) may be defensible for a number of reasons, including but not limited to improper service, stale debt beyond the statute of limitations, lack of proper standing by the plaintiff or debt buyer, lack of evidence, etc. As a result, Doan Law Firm successfully gets these lawsuit(s) dismissed, judgments vacated, bank levies/wage garnishments/liens reversed, etc.
Debt Settlement: Depending upon the strengths of the lawsuit(s) or claim(s) if no lawsuit has been filed yet, the debt can be negotiated to pennies on the dollar. By forensically analyzing the defects in the underlying claims and threatening Bankruptcy if the creditor(s) refuse to negotiate, creditors and debt buyers are very cooperative when it comes to accepting significantly reduced settlements from Doan Law Firm.
Counter Lawsuit Services: There are many State and Federal Consumer Protection Laws that your creditors do not want you to know about. These Consumer Protection Laws are designed to protect consumers against debt collectors who engage in unfair and deceptive acts and practices. Many debt collectors disregard these laws and continue to engage in illegal and prohibited conduct because they know they can get away with it and it generates significant revenue. They figure that you or your attorney are ignorant of their violations, and where they do get caught, the amount they pay in penalties is still less than the revenue collected.
Unfortunately, due to the unsophistication of most debtors and attorneys, these violations continue and Doan Law remains one of the few Law Firms available to stop such conduct. Nevertheless, each year Doan Law Firm forensically identifies thousands of these violations and recovers Hundreds of Thousands of Dollars arising from such conduct. Even better is that there is NO COST TO YOU. If we prevail against your creditor(s), they must pay our fees, in addition to your damages. If we do not prevail, THERE ARE NO FEES. Its not uncommon for our clients to see individual awards of $10,000, $20,000, $50,000, or over $80,000 for such violations!
For more information about our firm, contact Doan Law Firm today.