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Recently, the Ninth Circuit Court of Appeals decided Maney v. Kagenveama (In re Kagenveama), 2008 U.S. App. LEXIS 13299 (9th Cir. Ariz. June 23, 2008) which held that if you have projected disposable income under the new bankruptcy laws at $0.00 or less, then you do not need to have a minimum plan length requirement and no disposable income needs to be paid to unsecured creditors. So by using this new artificial test that Congress created under the new laws, its possible to now have shorter chapter 13 plans, lower payments, and quicker discharges!  Stay tuned, more on this blog to be published soon.

Written by Michael G. Doan– Michael Doan is a member of the Doan Law Firm, which consists of Chula Vista Bankruptcy Attorney locations, Escondido Bankruptcy Attorney locations, La Mesa Bankruptcy Attorney locations, and San Diego Bankruptcy Attorney locations…just to name a few. Presently, Michael is concentrating his practice solely in Bankruptcy Law and is a Board Certified Specialist in Consumer Bankruptcy Law by the American Board of Certification, one of only fourteen such attorneys in all of California. He owns and manages the Carlsbad Bankruptcy Attorney Office. 

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