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On August 14, 2009, the Ninth Circuit issued its decision in the Ransom case, denying ownership deductions on the means test to debtors who have vehicles but no vehicle payments.  Nevertheless, such an adverse decision can usually be circumvented by most competent bankruptcy attorneys. Stay tuned, more on this blog to be published soon!

Written by Michael G. Doan– Michael is a highly skilled San Diego Bankruptcy Attorney with over 17 years of experience in the fields of insolvency, bankruptcy, consumer rights, debt negotiation, creditor collection abuse, estate planning, contracts, real estate, and tax. 

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